CDs/IRAs

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We offer investment options for everyone!

Individual Retirement Accounts (IRAs)

It's never too early to start planning for your future! Interest is compounded and paid semi-annually. 

  • Traditional IRA
  • Roth IRA
  • SEP IRA
  • Educational IRA 

Certificates of Deposits (CDs)

A CD is a special type of deposit account that typically offers a higher rate of interest than a regular savings account.  We offer a variety of CDs to help suit your needs.  Interest is compounded and paid at maturity for our 3-month and 6-month CDs.  All other CDs are compounded and paid semi-annually.

  • 3-month
  • 6-month
  • 1-year
  • 2-year
  • 3-year
  • 4-year
  • 5-year option*

Penalties for Early Withdrawal of CDs

  • CDs of one year or less carry a 90 day interest penalty.
  • CDs of more than one year carry a 180 day interest penalty.

 Learn More