Deposit Products

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Consider F&M Bank for your Deposit needs


Whether it be personal or business, Farmers & Merchants State Bank offers a variety of deposit products to meet your needs. We offer competitive rates on our CDs and IRAs. To seek more information on the deposit products we offer, clink on the links below. If you have any questions or would like to open an account, please stop in or call the bank and speak with a bank representative.




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Products & Services We Offer
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F&M Debit Card

Click here to see what type of Checking or Savings account fits you!


We offer competitive rates on our CDs & IRA accounts!