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Due to an upcoming system upgrade, historical banking statements will no longer be available online after February 6, 2026. Please log in to your online bank account and download any historical statements you may need before this date.

Deposit Products

Consider F&M Bank for your Deposit needs

Whether it be personal or business, Farmers & Merchants State Bank offers a variety of deposit products to meet your needs. We offer competitive rates on our CDs and IRAs. To seek more information on the deposit products we offer, clink on the links below. If you have any questions or would like to open an account, please stop in or call the bank and speak with a bank representative.

Farmers and Merchants State Bank

Products & Services We Offer

Checking/Savings

Click here to see what type of Checking or Savings account fits you!

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CDs/IRAs

We offer competitive rates on our CDs & IRA accounts!

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