We make home buying easy!
Getting a mortgage does not have to be overwhelming. Farmers & Merchants State Bank has experienced Mortgage Lenders to assist you through every step. We will do our best to get you into a new home as stress-free and quickly as possible.
With our unique relationship to the secondary mortgage market, we can offer long-term, low-rate mortgages through various programs.
Below is a list of Mortgage Programs we offer:
- South Dakota Housing for First-Time Homebuyers & Repeat Homebuyers
- Construction loans
- Federal Housing Administration (FHA) & Veteran Affairs (VA)
- Rural Development (RD)
- Fixed & variable rate mortgages
- Competitive rates & terms