COVID-19 Statement

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Farmers & Merchants State Bank is closely monitoring the latest developments regarding COVID-19. The health and safety of our employees, customers, and communities is of utmost importance to us as we remain committed to providing uninterrupted service.


Due to internal exposure, our lobbies are closed until further notice.  We apologize for any inconvenience this may cause.  Please feel free to contact us with any questions or concerns you may have. 

We encourage you to use our online banking service or call us for assistance when possible.  We also have night drops at both locations that are available 24/7. 

Plankinton – 605.942.7781    

White Lake – 605.249.2221


Monday – Friday           8:30 – 3:30

Saturday                       9:00 – 11:00


Ron Kristensen, President